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Célestine
Célestine A. was born in 1960 and has lived in the Agata quarter of Cotonou, Benin's administrative capital, for around 35 years. She is married to Toussaint Codjo and has six children; some of them attend school, but three are still under Célestine and her husband's care. The couple share the family demands between them. Célestine never attended school, and for around 8 years she has sold various products (tomato and sardine pastes, milk, peanut oil, soap, candles, manioc flour etc) in and around her quarter. She sources her goods from Dantokpa, Benin's international market. She has already received and successfully repaid 5 loans from ALIDé, and is seeking another in order to increase her inventory levels to better satisfy her customers' demands and to generate more profit.
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A. Célestine est née en 1960 et vit depuis trente cinq ans environs au quartier Agata à Cotonou, capitale économique du Bénin. Mariée à CODJO Toussaint, Célestine est mère de six enfants, dont certains sont scolarisés. Mais trois des enfants restent encore à la charge de Célestine et de son mari. Le couple se partage les différentes charges de la famille. Célestine n’a pas fréquenté l’école. Depuis dix huit ans environs, Célestine vend divers articles (conserves de tomate et de sardine, lait, huile d’arachide, savons, bougies, biscuits, farine de manioc, etc.) dans son quartier. C’est à Dantokpa, marché international du Bénin, que Célestine achète ses produits. Célestine est une ancienne cliente de ALIDé, ayant déjà obtenu cinq prêts qu’elle a tous bien remboursés. Célestine souhaite augmenter son stock de produits pour mieux répondre à la demande de plus en plus nombreuse de sa clientèle et se faire plus de profits. C’est donc pour renforcer son activité que Célestine sollicite un autre prêt.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Célestine purchasing pastes, soap, insecticide, peanut oil etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 16, 2010
Listed
May 3, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 28, 2011