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18-year old Vanessa B. A. is married but doesn’t have any children. She lives with her husband. The loan she is asking for will be used to buy cattle to fatten and food for them to eat. She wants to raise them well in order to obtain the best price possible when it comes time to sell them. Vanessa and her husband also want to increase the number of animals and provide better living conditions for them. She owns a field which is ideal for raising cattle.

This is the first time that Vanessa is asking for a loan from Kiva partner FUDESCOR, and she is very happy with the terms that are offered. She hopes to provide a better quality of life for her family in the future, better financial stability, and she also hopes to continue growing as a person and livestock farmer.
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Vanessa B. A., tiene la edad de 18 años, está casada y no tiene hijos. Vive con su esposo. El crédito lo quiere para la compra de ganado de engorde y su alimentación. Desea darle el adecuado mantenimiento al ganado para obtener el mayor ingreso posible cuando se vendan. También ella junto con su esposo desean aumentar el número de animales y poder mantenerlos en mejores condiciones, cuenta con un área idónea para el mantenimiento y cría del ganado. Es la primera vez que realiza un crédito con FUDECOSUR y está muy contenta con las facilidades que se le brindaron. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productora.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 46
    View loans »
    Costa Rica Loans Fundraising
  • $4,672,725
    Funds lent in using Kiva
  • 505.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Vanessa to buy livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 7, 2010
May 11, 2010
Currency Exchange Loss:
Mar 15, 2013