Check out some available loans that are similar to this one!
Zenzontle Group
In this Group: Elba Rosa, Milagro De Los Angeles, Alma Nubia , Gema Auxiliadora
The Zezontle Group is comprised of four hard working, determined, and enterprising women who have had various cycles of working with Adim. These women have been able to continue expanding their businesses thanks to the loans and advice on how to manage their income as provided by the institution.

The Group’s coordinator is Elba Rosa S., 43 years of age, who, three years ago, opened up a small stall. As time has gone on and with the help of previous loans, the stall has expanded to become a local store.

Her colleagues in the Group include Milagros F., who for the past 20 years has been making hammocks and who with the loan will purchase materials such as Manila hemp, dyes, etc; Alma Nubia L. C., who started out by selling bread and who now sells clothes and plans to invest in this business with the loan; Gema Auxiliadora M. L., who since childhood has worked in a grocery shop due to the fact that her mother did this for a living and who currently manages such a shop.
View original language description ↓
El grupo Zezontle está integrado por cuatro mujeres trabajadoras, esforzadas y emprendedoras que tienen varios ciclos trabajando con Adim. En este tiempo según comentaron ellas han crecido gracias a los préstamos y a las orientaciones sobre cómo manejar sus ingresos que le brindo la institución.
La coordinadora del grupo es la señora Elba Rosa S. de 43 años de edad quien desde hace tres años instalo una pequeña venta que con el tiempo y los prestamos ha ido aumentando hasta convertirla en una pulpería.
Sus compañeras de grupo son Milagros F., artesana de hamacas desde hace 20 años quien con el préstamo comprara materiales como manila, colorantes etc., Alma Nubia L. C. quien empezó vendiendo pan y actualmente distribuye ropa en lo cual invertirá el préstamo y Gema Auxiliadora M. L. la cual desde pequeña trabaja en el comercio de frutas y verduras, y a que su madre se dedicaba a dicha actividad y ella ahora lo administra.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Zenzontle Group's $1,275 loan helped a member to buy more supplies and increase variety in provisions.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 29, 2010
May 6, 2010
Currency Exchange Loss:
Feb 22, 2011