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Action Trust Bank Group
In this Group: Janet, Clement, Rose, Dorethy, Felicia
Janet F. is thirty-five years old. She is married and blessed with five children, most of whom are currently in primary and junior high school. The children are between the ages of five and twenty-two years old. She lives with her husband and children in a rented apartment in the community. Janet's husband is a farmer. She is a very hard-working woman.

Janet is into trading. She trades in cosmetics such as creams, body lotion, perfumes, powder, etc. She has been in business for fifteen years and aspires to expand her business by procuring goods in bulk. She is also hopeful to give all her children the necessary support they need to make it in life.

Janet is currently the leader of a five-member trust bank group called ‘Action.’ The group members are mainly into food production and trading activities. It is the dream of the members of this group to access this loan so as to procure goods in bulk to expand their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Action Trust Bank Group's $1,700 loan helped a member to purchase cosmetics in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 7, 2010
May 8, 2010
Currency Exchange Loss:
Dec 18, 2010