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Karina
Karina is 22 years old, she lives in her own home with her 30 year old husband Oswaldo who is a public transport driver. They have a young 5 year old daughter. Each day is a constant struggle since she farms, together with her husband, who helps her in his free time. They grow peas, gladiolus flowers, lettuces, carrots. Gladiolus seeds are the most profitable, since each sack earns a high price on the national market. At the end of the harvest, the products are taken to the wholesalers in the city, and she receives a good financial profit in exchange, allowing her to live comfortably with her family. For her, field work requires a lot of effort, given that every day she has to watch over the crops to avoid pests attacking her seeds, in addition to protecting them from climate changes. As she is a very enterprising woman, she has the future goal of increasing her production, but aboveall to increase the galdiolus seeds, which are quite profitable. This is her first loan with MFP, and she expresses her gratitude to everyone who makes this loan possible allowing her to continue producing. She feels satisfied with the work of her communal group because it is a very solid group who work with a lot of affinity. Karina has plans to invest the loan in purchasing fertilizer and hiring two bulls to be able to plough the earth so that her next harvest is successful.
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Karina, de 22 años, vive en su casa propia al lado de su esposo Oswaldo de 30 años, que es chofer de transporte público. Juntos tienen una pequeña hija de 5 años. Cada día es una lucha constante, puesto que se dedica a la agricultura, que junto a su esposo, quien la ayuda durante sus ratos libres, siembran alverjas, flores de gladiolos, lechugas, zanahorias, siendo la más rentable las semillas de gladiolos, ya que cada saco tiene un alto precio en el mercado nacional. Al término de la cosecha, sus productos son llevados a los mayoristas de la ciudad, recibiendo a cambio buenas ganancias económicas, permitiéndole vivir cómodamente con su familia. Para ella, el trabajo de campo requiere de mucho esfuerzo, ya que todos los días debe vigilar los cultivos para evitar que las plagas ataquen sus siembras, además de protegerlos de los cambios climáticos. Como es una mujer muy emprendedora, para el futuro tiene el propósito aumentar su producción, pero sobretodo aumentar la semillas de gladiolos, que son bastante rentables. Este es su primer crédito con MFP, además manifiesta que esta muy agradecida con todas las personas que hicieron posible que el crédito le permita seguir produciendo, asimismo se siente satisfecha con el trabajo de su grupo comunal porque es un grupo muy sólido que trabajan con mucha afinidad. Karina tiene planeado invertir el crédito en la compra de abono, alquilar dos toros para poder arar la tierra y de esa manera asegurar su próxima cosecha.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Karina to buy fertilizer, to hire two bulls to plough the earth.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 28, 2010
Listed
May 8, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010