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Rosa Herminia
Rosa is a member of the Umiña community bank located in the beautiful and luscious port of Manta on the banks of the Pacific Ocean. Rosa is big merchant of fine silver jewelry and has a number of years of experience in the business. At 54 years old she is convinced her biggest passion is jewelry, and with her business she has been able to raise her children despite having the difficult task of being both their mother and father. She feels content that they are professionals. She started the business after being an artisan, and she learned crafts from a very young age at a shop. After a good amount of time she met a woman who offered her to take up selling jewelry brought in directly from the city of Cuenca. Many of the years she spent the majority of her time working on orders. She developed the business as follows: She purchases the merchandise from a wholesaler in Cuenca who brings it to the city of Guayaquil; once it is delivered to Rosa, she splits the supplies with 20 people who are in charge of taking the jewelry to sell throughout the country. With this new loan, Rosa plans to purchase more jewelry. She would like to have her own jewelry store in the city of Manta and doesn't rule out the possibility. She has even talked to a person who distributes the jewelry to give her a chance to realize her dream.
View original language description ↓
La señora Rosa es socia del banco comunal Umiña situado en el bello y fructífero puerto de Manta a orillas del espectacular Pacífico.

Nuestra socia es una gran comerciante de joyas en fina plata, cuenta con un varios años de experiencia en este negocio, a sus 54 años está convencida que su gran pasión ha sido las joyas, con su negocio ha podido sacar adelante a sus 4 hijos a pesar que le toco una difícil labor ser padre y madre se siente contenta de que sean profesionales.

Empezó con el negocio siendo una artesana, desde muy joven aprendió del oficio en un taller en la cual prestaba los servicios de mano de obra, después de un buen tiempo conoce a una señora que le ofrece ingresar a las ventas de las joyas traídas directamente desde Cuenca, ya son muchos los años que se dedica a este negocio trabaja en su mayoría con pedidos, se desenvuelve con este negocio de la siguiente manera compra la mercadería a una persona mayorista de Cuenca que le entrega en la ciudad de Guayaquil y una vez con las prendas se encarga la señora Rosa de entregar a 20 personas que son las que se encargan de llevar a vender por diferentes ciudades del País las joyas.

Con este nuevo crédito nuestra socia podrá comprar más joyas, a ella le gustaría tener su propia joyería en la ciudad de Manta no descarta esa posibilidad, ya hasta ha conversado con la persona que le distribuye las joyas para que le brinde una oportunidad de hacer realidad su sueño.

About Ecuador

  • $10,200
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Rosa Herminia purchase jewelry at wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2010
Listed
May 5, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2010