Teymur H. is a 24-year-old man who lives in the small village of Saatli. He is married and has one son.
Teymur has bred calves since 2002. His father raised cattle and he conveyed the best of his experience to Teymur. Now, Teymur has good experience of his own in raising calves.
Teymur usually purchases small calves to raise and sell them for a profitable price to the local butchers and restaurants. He applied for 1,000 AZN loan to purchase three calves and fodder.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.