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Shamsiyya Q. is a 38-year-old woman who works as a cosmetologist and hairdresser in a small saloon in Saatli, Azerbaijan. She started working in 2006 when her husband lost his job.

Shamsiyya is married and has three children. Her business was the only financial source for the last four years and it was only several month ago that her husband found a job.

But Shamsiyya is going to increase her income by doing make-up for brides. She applied for 900 AZN to purchase make-up tools and cosmetics.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 42
    View loans »
    Azerbaijan Loans Fundraising
  • $13,981,775
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Shamsiyya to purchase cosmetics and make-up tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2010
May 3, 2010
Currency Exchange Loss:
May 17, 2011