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Ayyub Q. is a 58-year-old man who is engaged in livestock breeding. He sells cattle for meat production to local butcher shops and restaurants. He started this business right after school. He is married and has four children who actively help to run his business.

Ayyub’s job is very hard as he spends all his day outside, grazing his cattle and looking after them. With his first loan from AqroInvest he was able to increase the number of his cows and improve his life conditions. At the same time he recommended himself as a client with a successful client history.

Now Ayyub has applied for a 1,000 AZN loan to purchase three cattle and fodder.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Ayyub to purchase three calves and fodder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2010
May 4, 2010
Currency Exchange Loss:
Jun 22, 2011