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Judith is 25 years old, married with two children, the first-born is 5 years old and the younger is 3 years old. Judith owns a small shop selling clothing. Judith’s business is well-known in her region. This is her 7th year of successful operation in her business. The hours of her shop are from 8 AM to 4 PM every day except Saturday.

Judith is now requesting a loan from Kiva lenders via Vision Finance Company in order to purchase bales of clothing which will allow her to satisfy more customers. Judith needs this loan because her monthly profit was too low to sort out her business problems. With this loan Judith hopes to increase her profits and save money for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 8
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 583.2
    Rwanda Francs (RWF) = $1 USD