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Aloys was born in 1978 and is still single. He owns a small business selling various products such as soap powder, cosmetic products, plastic cups and so on. Aloys has an experience of five years in his business but his profit is not enough to expand his business and sort out his personal problems. The hours of his business are from 5 in the morning to 10 in the evening every day except on Sunday. His business is known in the region and that is the reason Aloys needs to expand it.

Aloys is now requesting a loan from Kiva lenders via Vision Finance Company in order to grow his business through purchasing the other products like beans, green bananas, sugar, and other foodstuffs so that he can satisfy the demand of his customers. In this way, Aloys will be able to obtain more profits. Using this increased profit, Aloys expects to get married.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 105
    View loans »
    Rwanda Loans Fundraising
  • $13,475,650
    Funds lent in using Kiva
  • 583.2
    Rwanda Francs (RWF) = $1 USD