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Etienne is 31 years old and is single. He is still living with his parents.

Etienne owns a small grocery business. This business is profitable in his region which is the reason why it was chosen by Etienne as his principal activity. Etienne is seasoned in his business simply because he has two years of experience. The hours of his business are from six in the morning to nine in the evening every day, even during the weekend.

Etienne is now requesting a loan from Kiva lenders via Vision Finance Company for the purpose of growing his business. With this loan he needs to buy a fridge which will be used in his grocery. With the extra profits, Etienne hopes to buy his own house so that he can get married in the future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 583.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Etienne to purchase a fridge for his grocery store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 19, 2010
Apr 30, 2010
Currency Exchange Loss:
Jan 15, 2011