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C2361 Abishyizehamwe Group
In this Group: Emelyne, Angelique, Mukanyangezi , Catheline, Milien
Emelyne is 26 years old and is married with children: the first born is 7 years old and the last one is 4 years old.

Emelyne is the representative of a group which is called Abishyizehamwe in the local language. This group contains five members, all of them women.

Emelyne owns a small shop selling various styles of clothes. She is serious woman in her business and is organized as well. She has an experience of one year in her daily activities. Her small shop is open from eight in the morning to five in the evening, every day except Sunday.

Emelyne and her group are requesting a loan from Kiva lenders via Vision Finance Company in order to expand their businesses through purchasing more products.

With this loan Emelyne will be able to employ one person from her community as the business will be expanded. This will attract more customers which will help her to obtain more profits. With the profits she expects to earn, she will be able to save money for the future and to pay school fees for her children.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 65
    View loans »
    Rwanda Loans Fundraising
  • $15,267,900
    Funds lent in using Kiva
  • 583.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C2361 Abishyizehamwe Group's $875 loan helped a member to invest in expanding her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2010
Apr 30, 2010
Currency Exchange Loss:
Nov 16, 2010