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C2877 Twuzuzanye Group
In this Group: Marie Chantal, Emmanuel, Claudine, Eudosie, Justine, Immaculee
Marie Chantal was born in 1981 and is married with three children. The first born is 12 years, the next is 9 years old and the last is 5 years old. Marie Chantal is the leader of a group which is called Twuzuzanye. This group contains six people: five women and one man.

Marie Chantal owns a small shop which sells different kinds of products. Her husband is in the government staff and both they work hardly for the development of their family. Marie Chantal has an experience of four years and her shop is open from 6 a.m. to 8 p.m. every day.

Marie Chantal and her group are requesting a loan from Kiva lenders via Vision Finance Company for the purpose of growing their businesses. With this loan, they will be able to sort out some of the problems they face in their businesses like not being able to satisfy the demands of their customers.

Once the satisfaction of their clients is reached, Marie Chantal and her group will be able to earn more profits to be reinvested in their businesses.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 583.2
    Rwanda Francs (RWF) = $1 USD