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Celsa
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Celsa C. is 29 years old and married. She lives in a humble home with her husband Pedro Villalba who is 36 years old and helps with the income of the house. Celsa has a dispensary in her house, and her husband is a specialist in the preparation of chacinados. They have 2 children, 3 and 5 years old, who make up the harmonious family life.


Celsa and her husband manage the dispensary where they sell all types of every day items such as sugar, milk, meat, eggs, vegetables, etc, and a special compliment of chacinados which Pedro is in charge of. He prepares sausages, mortadela, ham, cold cuts, etc. When the company where Pedro worked had financial problems and collapsed, he was left unemployed, so he decided, along with his wife, to learn this business for himself.


The experience of 10 years of sales of these products, the knowledge of the consumer market, and the necessity to survive, are some of the pillars that sustain these enterprising people. They have hired other unemployed people, experimenting in the preparation of chacinados, so the enterprise is already giving work to others. The small company produces according to demand so there is no set schedule, nor days of work. They make the sales in the dispensary and by request. Today Celsa is requesting a loan to buy a meat shredding machine. The dream of these enterprising business owners is to offer the opportunity of work to many unemployed youths in the area.




Celsa C. de 29 años, es casada, vive en una humilde vivienda con su cónyuge el señor Pedro Villalba de tiene 36 años quien ayuda con los ingresos de la casa. Celsa tiene una despensa en su casa, su marido es especialista en la elaboración de los chacinados. Tienen 2 hijos menores de edad, de 3 y 5 años respectivamente, quienes comparten la armoniosa vida familiar.
Celsa y su cónyuge, atienden la despensa donde venden todo tipo de artículos de primera necesidad, como azúcar, leche, carne, huevos, hortalizas, etc. y un complemento especial de ventas es la de chacinados de la cual se encarga exclusivamente don Pedro. El elabora chorizos, mortadela, fiambre, jamón etc. Cuando la empresa donde trabajaba don Pedro, tuvo problemas financieros y quebró, el quedó desempleado, decidió con su esposa emprender por cuenta propia esta actividad.
La experiencia de 10 años en la venta de estos productos, el conocimiento del mercado consumidor, y la necesidad de sobrevivir, son algunos de los pilares que sostiene a estos emprendedores. Para producir calidad han contratado a otros desempleados experimentados en esta actividad (elaboración de chacinados), o sea que el emprendimiento ya está dando trabajo a otras personas. La microempresa produce de acuerdo a la demanda por lo tanto no existe horario, ni días de trabajo.
Las ventas las realizan en la despensa y bajo pedido, hoy día Celsa está solicitando un crédito que será destinado a la compra de una máquina trituradora de carne además de los ingredientes para la elaboración para la compra de carne, especias. etc. El sueño de estos micros emprendedores es ofrecer la oportunidad de trabajo a muchos jóvenes desempleados de la zona.

Translated by Kiva volunteer, Emily Charnes

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

About Paraguay

  • $4,555
    Average annual income
  • 49
    View loans »
    Paraguay Loans Fundraising
  • $29,519,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Celsa buy a meat shredder.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 14, 2007
Listed
Sep 29, 2007
Currency Exchange Loss:
N/A
Ended:
Oct 2, 2008