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Gotitas De Cristal Group
In this Group: Mariana , Micaela, Filiberta, Feliciana, Ma Del Socorro, Rogelia, Rodolfina, Celsa , Teresa, Juana , Maria Delia, Maria Princesa
Micaela S. V. is the president of a group of 12 people. Each one of them has a different activity. They joined together in order to ask for a loan from Fundación Realidad AC. The name of the group is Gotitas de Cristal (Drops of Crystal). The president says that is the name because everything between them is transparent. They have known each other well for several years.

Some of the women have already worked with other small loans, but this time they decided to try this. The bonus for punctuality really catches their attention, and the interest is very low.

Micaela is a native and resident of San Marcos, which is a municipality located in Costa Chica in the State of Guerrero, Mexico.

The inhabitants of San Marcos mainly work in agriculture and commerce.

Micaela, age 40, is married and has two sons. One is in elementary school, and the other goes to high school. She sells clothes and gifts for all occasions. She has had the business for over five years. She wants the loan to increase the merchandise in her business.

Filiberta B. E. is another member of the group. She is 44 years old, and she sells clothes and decorative plants in the villages. She sells door-to-door. She has five children, two boys and three girls. They are all school age and attend elementary school, middle school, or high school. She wants the loan to stock her business with merchandise in order to increase her sales. Filiberta says that she would like to keep working with loans from the Fundación in order to keep increasing her business.

Members of the group and their activities:

Mariana L. C.: Sells Clothes
Micaela S. V.: Sells Perfume and Clothes
Filiberta B. Esanislao: Sells Decorative Plants
Feliciana A. R.: Sells Bread
Maria del Socorro C. R.: Sells Gold
Rogelio L. C.: Sells Groceries
Rodolfina L. C.: Sells Cheese
Celsa M. T.: Sells Groceries
Teresa V. S.: Sells Food
Juana S. C.: Sells Cheese
Maria Delia H. Q.: Hairdresser
View original language description ↓
La sra. Micaela S. V. es presidenta de un grupo de 12 personas, cada una de ellas con una actividad diferente.
Se juntaron por afinidad con la finalidad de reunir un grupo para solicitar un crédito a FUNDACION REALIDAD AC. El grupo se llama GOTITAS DE CRISTAL, por que menciona la presidenta que entre ella todo es transparente, todas se conocen entre si por varios años.
Algunas señoras ya han estado trabajando con otras micro financieras pero esta vez decidieron experimentar con esta, ya que les llama mucho la atención la bonificación por puntualidad y el interés que es muy bajo.

La señora Micaela es originaria de San marcos un municipio que se ubica en la costa chica del estado de Guerrero, Mexico.

Los habitantes de San Marcos se dedican principalmente a actividades agropecuarias y al comercio.
La sra. Micaela cuenta con 40 años de edad, esta casada y cuenta con 2 hijos de sexo masculino. Los dos en edad de primaria y secundaria, ella se dedica al comercio de ropa y regalos para cualquier tipo de ocasión.
Negocio con el cual tiene mas de 5 años, el crédito lo quiere para ampliar mas su negocio en mercancías.

Otra integrante del Grupo es la sra. Filiberta B. E., lo cual cuenta con 44 años de edad, ella se dedica al comercio de venta de ropa y plantas de ornato en los pueblos, su puesto es ambulante. Ella cuenta con 5 hijos de los cuales son 2 hombres y 3 mujeres, todos en edad escolar de primaria, secundaria y bachillerato, El crédito lo quiere para surtir sus negocios de mercancías para incrementar más sus ventas. La señora Filiberta opina que le gustaría seguir trabajando con los cerditos de fundación para seguir incrementando sus negocios.

INTEGRANTES DEL GRUPO Y SU ACTIVIDAD

MARIANA L. C., VENTA DE ROPA.
MICAELA S. V., VENTA DE PERFUMES Y ROPA.
FILIBERTA B. E., VENTA DE PLANTA DE HORNATO.
FELICIANA A. R., VENTA DE PAN.
MA DEL SOCORRO C. R., VENTA DE ORO.
ROGELIA L. C., VENTA DE ABARROTES.
RODOLFINA L. C., VENTA DE QUESOS.
CELSA M. T., VENTA DE ABARROTES.
TERESA V. S.,VENTA DE COMIDA.
JUANA S. C.,VENTA DE QUESOS.
MARIA DELIA H. Q.,SERVICIO DE PELUQUERIA.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $17,541,600
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Cristal Group's $3,575 loan helped a member for the small business of selling perfume.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2010
Listed
May 5, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2010