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C2828 Dufatanye Group
In this Group: Marthe, Ephrem, Emmanuel
Marthe is 34 years old, married with 4 children aged between 3 and 10. Marthe’s husband is a driver and they both work for their family's well-being. Marthe is the leader of the group which is called DUFANYE in the local language. This group contains 3 members: two men and one woman.

Marthe who is the leader has an experience of 3 years in selling various styles of clothing. Her shop is open from 6 in the morning to 5 in the evening.

Marthe and her group are requesting a loan from Kiva lenders via Vision Finance Company for the purpose of growing their business through purchasing more products for their shops. This loan will allow them to satisfy the demand of their customers. Marthe hopes to earn more profits which will allow her to save money for the future and pay school fees for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 33
    View loans »
    Rwanda Loans Fundraising
  • $11,760,875
    Funds lent in using Kiva
  • 574.1
    Rwanda Francs (RWF) = $1 USD