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Judy Sulema
Judy Sulema C. C., age 20, lives in Tacachico, which is located in the La Libertad department. At her young age, Judy works to be able to support a household and her two siblings. They are 15 and 8 years old, and they are totally under Judy’s care.

She has a store in which she sells basic needs items. It is located in the market in Tacachico, which is a very appropriate place for this type of sales. Even though sometimes she has few sales, she makes daily sales.

Judy is a very hard-working person who wants to improve her business. That is why she is requesting a loan from Integral. She will use the loan to stock her business by purchasing wholesale products. That way she will be able to increase her sales.

This is very important to Judy because she is the only one who works to support her family. Therefore, her greatest desire is to be able to improve her sales.
View original language description ↓
Judy Sulema C. C. de 20 años de edad, reside en Tacachico, ubicado en el departamento de La Libertad. A su corta edad, Judy trabaja para poder sostener un hogar y a dos hermanos los cuales tienen 15 y 8 años de edad, los cuales están al total cuidado de Judy. Ella posee una tienda en la cual comercializa productos de primera necesidad, la cual esta ubicada en el mercado de Tacachico, un lugar muy apropiado para este tipo de ventas, ya que ha pesar que en algunas ocasiones sus ventas son pocas, las obtiene a diario. Judy es una personas muy emprendedor quien desea mejorar su negocio, por lo que solicita un préstamo a Integral, a través del cual pueda surtir el negocio, comprando productos por mayor, y de esta forma ella pueda aumentar sus ventas. Esto es de mucha importancia para Judy ya que es la única que trabaja para mantener a su familia, por lo que su mayor anhelo es poder mejorar sus ventas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 737
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Judy Sulema buy basic needs products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 22, 2010
May 3, 2010
Currency Exchange Loss:
Jun 16, 2011