They know each other through familial relations and run businesses selling food condiments, cakes, and peanuts in various forms.
These women are on their first solidarity (group) loan. One of the members, Alima Lassina C., is in the business of selling food condiments and intends to use her portion of the loan to buy packets of condiments (pepper, table salt, Maggie cubes, peanut paste, tomato concentrate, etc.).
She gets her supplies of condiments generally in Dioïla and in Fana, and makes her sales locally, at the market in Dioïla, and at the neighbouring market day fairs, in cash, at retail, and on credit, to a clientele composed of women and men.
She intends to realize an average monthly profit of 12,500 FCFA, a portion of which will be used to pay for the family's daily expenses, and the rest reinvested in her business.
Elles se sont connues à travers des liens de parenté et font le commerce de condiments alimentaires, de gâteaux et d’arachide sous plusieurs formes.
Ces femmes du groupe Faïda sont à leur premier prêt solidaire et Alima Lassina C. qui est dans le créneau des condiments alimentaires compte utiliser son prêt pour acheter, des colis de condiments (poudre de piment, sel de cuisine, Cube Maggie, de la pâte d’arachide, concentrée de tomates etc.)
Elle s’approvisionne en condiments le plus généralement à Dioïla et à Fana et effectue sa vente sur place, au marché de Dioïla et dans les foires environnantes, au comptant, en détail et à crédit, à une clientèle composée de femmes et d’hommes.
Elle compte réaliser un bénéfice moyen mensuel de 12500FCFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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