Paulina is a long-time Emprender customer, she has worked with the institution for many years and is very responsible in making her payments. She is called "morning person" as she sells her products both wholesale and retail early in the morning in a heavily trafficked market on Tumusla street. The "morning people" are a group of people who, as their name says, sell their goods early in the morning. They sell their goods wholesale since in most cases, they make their products and only sell until 9 am. After 9, the owners of the stores arrive and the "morning people" have to leave.
Paulina only works in the morning but in the afternoon she takes care of her home and cooks for her husband who arrives tired after a long day of being a taxi driver. They help each other since their children are older and live indepedently. She is very grateful to Emprender and Kiva for showing confidence in her by providing her this loan.
LA SEÑORA PAULINA ES UNA CLIENTE ANTIGUA, YA TRABAJA CON LA INSTITUCION HACE VARIOS AÑOS ES MUY RESPONSABLE EN EL PAGO D. SUS CUOTAS, ELLA ES DENOMINADA MAÑANERA YA QUE VEND. SUS PRODUCTOS DESD. TEMPRANAS HORAS D. LA MADRUGADA AL MAYOR Y AL MENOR EN UN MERCADO CON MUCHO MOVIMIENTO D. NUESTRA CIUDAD POR LA CALLE TUMUSLA, LAS MAÑANERAS SON UN GRUPO D. PERSONAS COMO SU NOMBRE LO INDICA VENDEN DESD. TEMPRANAS HORAS D. LA MADRUGADA PERO VENDEN PRODUCTOS POR MAYOR YA QUE EN LA MAYORIA D. LOS CASOS ELLAS LOS CONFECCIONAN SOLO VENDEN HASTA LAS 9 D. LA MAÑANA DESPUES LAS DESALOJAN YA QUE DOND. VENDEN NO SON SUS PUESTOS D. VENTA Y A LAS NUEVE EMPIEZAN A LLEGAR LAS DUEÑAS D. LOS PUESTOS, ELLA SOLO TRABAJA POR LAS MAÑANAS Y EN LAS TARDES SE DEDICA A LABORES D. CASA Y COCINAR PARA SU ESPOSO QUIEN LLEGA CANSADO TRAS UNA JORNADA LARGA D. TAXISTA. SE AYUDAN AMBOS YA QUE SUS HIJOS SON MAYORES Y VIVEN D. MANERA INDEPENDIENTE. ESTA MUY AGRADECIDA CON EMPRENDER Y KIVA POR LA CONFIANZA BRINDADA EN LA OTORGACION DEL CREDITO.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.