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Sela L. is 45 and married with 2 children (ages 7 and 13). She owns a business venture, driving a taxi. Sela has 2 years of experience in this business. Sela needs a loan of WST $1250 to renew vehicle license. She plans to use the earnings from her business (estimated to be 300 talas or US $125 per week) to financially support immediate members of her family.

In 2009, Sela joined SPBD. This is her 2nd loan with SPBD. SPBD's loans are Sela's only access to capital because she was never able to qualify for a loan with traditional banks.

About SPBD
In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 10
    View loans »
    Samoa Loans Fundraising
  • $7,962,825
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sela to renew vehicle license.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 31, 2010
May 2, 2010
Currency Exchange Loss:
Apr 15, 2011