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Virginia
Virginia, 35, lives with her husband and children in the Lagunas settlement in Mórrope district, a district known for having most of its residents in rural areas that are quite separated from each other. Its principal commercial activities are farming and cattle-raising. It is part of Lambayeque province and it is located an hour and fifteen minutes away from the city of Chiclayo.

For over three years she has sold basic needs items and groceries in a store set up in her home. She tends to the needs of her customers who always visit her establishment looking for items of daily consumption that they can’t get conveniently because they are so far from the town of Mórrope. The store provides income that helps her husband support the family because his earnings as a farmer aren’t reliable.

Their home has been adversely affected by the rains that occurred these past few months. She wants to repair the damages so that they can live more securely. She also wants to invest part of the funds purchasing some stock items for the store. To reach these goals she has called upon Edpyme Alternativa to request a 2000 new sol loan.

Virginia is dedicated to her family and always strives to help them get ahead in life. She has collaborated with our institution in the past and has shown herself to be responsible and punctual with her repayments.
View original language description ↓

Virginia es una madre de familia de 35 años de edad que vive junto a su esposo y a sus hijos en el caserío Lagunas del distrito de Mórrope, un distrito caracterizado por tener a la mayor parte de su población situada en áreas rurales que distan mucho una de la otra, sus principales actividades económicas son la agricultura y la crianza de animales, pertenece a la provincia de Lambayeque y se encuentra ubicada a una hora y quince minutos de la ciudad de Chiclayo.

Se dedica desde hace mas de tres años a la venta de productos de primera necesidad y abarrotes en una bodega instalada en su domicilio. Allí ella atiende las necesidades de sus clientes los cuales siempre acuden a su establecimiento para adquirir productos de consumo diario que no pueden obtener facilmente dado que se encuentran alejados del pueblo de Mórrope. Este negocio le provee de ingresos con los que ayuda a su esposo a sostener la economía de su familia, ya que los ingresos que este percibe como agricultor no son permanentes.

La vivienda en la que reside se ha visto afectada por las lluvias que se presentaron durante los pasados meses, ella desea reparar estas fallas para vivir de un modo mas seguro y también desea invertir parte del dinero en la compra de productos con los cuales pueda ampliar su negocio, para lograr este objetivo se ha visto en la necesidad de solicitar a Edpyme Alternativa un crédito de 2000 nuevos soles.

Virginia es una mujer entregada a su familia y que siempre trabaja para ayudarlos a salir adelante. Ella ya ha trabajado anteriormente con Nuestra Institución y ha demostrado responsabilidad y puntualidad al momento de asumir sus pagos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Virginia to repair rain damage to her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2010
Listed
Apr 30, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010