La Familia Group
Angelica is the President. A widow of many years, she is the head of her family, and she provides for her 2 daughters. She is the manager of a school and she also dedicates herself to the traD. industry, selling provisions in her area. The loan she is requesting will be used to buy products, as she receives many requests, in order to succeed in increasing her income. She is also planning on saving money for the education of her daughters.
Miguel is the secretary. He has a large family. He is a driver and has his own car: he will use the loan to maintain his car and to buy tyres to keep on working and thus covering the expenses for his children.
Mercedes is the treasurer of the bank. Her family is composed of 2 more members and she is a dressmaker. The loan she is requesting she will buy textiles of various quality and type in order to vary her models and her products. She is planning on buying a sewing machine with her savings.
All the members are responsible and hard-working people working for an improvement in their life conditions and in their families’ quality of life. They are very thankful to Emprender and Kiva for the faith shown in granting the loan.
El Banco D. Emprendimiento LA FAMILIA, es uno D. los bancos más antiguos D. la Institución, viene trabajando con nosotros hace 3 años atras. La mayoria D. sus integrantes se dedica al comercio.
La Sra. ANGELICA ocupa la presidencia, ella se constituye en jefe D. hogar ya que hace varios años es viuda y esta a cargo D. sus 2 hijas, trabaja como regente en un colegio y tambien se dedica al comercio repartiendo viveres por su zona, con el prestamo comprara mercaderia ya que tiene muchos pedidos y asi poder incrementar su capital D. trabajo, tiene pensado ahorrar para los estudios D. sus hijas.
El Sr. MIGUEL Ocupa el cargo D. secretario, tiene una familia numerosa. Es chofer propietario, con el prestamo realizara mantenimiento D. su movilidad y poder comprarse llantas para seguir trabajando y así cubrir los gastos D. sus hijos.
La Sra. MERCEDES La socia es tesorera del banco tiene una familia D. 2 miembros se dedica a la costura, con el prestamo a logrado comprar telas D. diferentes calidades y tipos para poder diversificar sus modelos y sus productos, con sus ahorros tiene pensado comprar una maquina recta.
Todas las socias son personas responsables y trabajadoras con ganas D. superacion que desean mejorar la calidad D. vida D. toda su familia, están muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgación del crédito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid