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Kambeng Group
In this Group: Awa , Fanseyni, Kady, Kady, Diankong, Dionfolo, Kady, Adama , Bintou, Fanseyni, Binta, Coumba, Mariama
The group KAMBENG, composed of thirteen members, is one of nine solidarity groups of the Banc Villageois de TEREMBASSE, located in the Ziguinchor region.  It was establish in October 2002 during the inauguration of the aforementioned Banc Villageois.  The members average 40 years of age and four children and all live in the same village of TEREMBASSE.

The group leader, Awa M., is 33 years old, married, and the mother of five children.  She is the guardian of three others, who are her nephews.  A very energetic member and devoted to the Banc Villageois organization, she has a market garden business. And she takes on the responsibility to sell her produce in the regional capital, Ziguinchor.  Secondarily, she is developing a small business selling fresh fish at the weekly markets.   Her goal is to take part in improving her family's living conditions by buying school supplies for the children, their food, and their clothing. 

The group members' main work involves selling fresh fish and shrimp.  On the side, they are developing a small business selling palm oil and brooms made from palm fronds.  Their supply location is their village, and in general, they sell their goods at the weekly markets in their town.

For the sustainability of their businesses, the group members wanted to increase their ability to self-finance.  To do so, most of them were willing to join the Banc Villageois in October 2002.  Since then, their performance has been increasing non-stop.

This new loan will enable them to develop further their different businesses in order to obtain the profits for responding to family needs.
View original language description ↓
Le groupe KAMBENG composé de 13 membres est un des 09 groupes de solidarité qui constituent le Banc Villageois de TEREMBASSE situé dans la région de Ziguinchor. Il est créé en octobre 2002 lors de l'inauguration dudit Banc Villageois. Elles ont une moyenne d'âge de 40 et son mère d'au moins 4 enfants. Elle s'habitent toues le même village de TEREMBASSE.

le leader du groupe, Awa M. est âgée de 33 ans, elle est mariée et mère de 05 enfants et tutrice de 03 autres qui sont ses neveux. C'est un membre très dynamique et engagé dans l'organisation du Banc Villageois. Elle fait du maraîchage et se charge de la vente de ses produits dans la capitale régionale, Ziguinchor. Et comme activité secondaire elle développe un petit commerce de poissons frais dans les marchés hebdomadaires.
Son objectif est de participer à l'amélioration des conditions de vie de sa famille par l'achat des fournitures scolaires des enfants, leur nourriture et leur habillement.

Leur activité principale est la vente de poissons frais et des crevettes. Et comme activité secondaire elles développent un petit commerce d'huile de palme et de balais faits à partir des feuilles de palmiers. Leur lieu d'approvisionnement est leur village et elles écoulent en général leurs produits dans les marchés hebdomadaires de leur localité.

Et pour la pérennité de leurs activités elle ont voulu augmenter leur capacité d'autofinancement en acceptant, pour la plus part d'entre elles, d'intégrer le Banc Villageois en octobre 2002. Et depuis, leur performance ne cesse d'augmenter.

Ce nouveau prêt leur permettra de mieux développer leurs différentes activité afin de se procurer des bénéfices pour pouvoir répondre aux besoins familiaux.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 23
    View loans »
    Senegal Loans Fundraising
  • $12,851,075
    Funds lent in using Kiva
  • 490.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Kambeng Group's $2,625 loan helped a member bolstering their ability to self-finance the group for developing their businesses further.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 24, 2010
Listed
Apr 27, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010