Los Propios Group
Saida is the president. She is married and has two young daughters. She sells cosmetics through a catalog. Saida is hard working and responsible and shows solidarity with her fellow members. This is why they elected her as a representative. She will use the money from this loan to buy cosmetics, which are currently being offered at a reduced price and be able sell them at a greater profit.
All of the group’s members have families and businesses. They all hope to be able to buy homes, vehicles, land, etc. in the future. They are grateful to the institution for the trust they have placed in them by granting this loan.
La presidenta es la Sra. SAIDA, esta casada y tiene dos hijitas pequeñas, se dedica a la venta de cosmeticos por catalogo, la sra. Saida es un apersona trabajadora y responsable y solidaria con sus compañeras por eso la eligieron como representante del banco, con el dinero del credito la Sra. comprara cosmeticos que se encuentran en promocion, las revistas sacan productos en promocion que se encuentran mas baratos que el precio original y siguiente publicacion ese producto que estaba mas barato, en la nueva publicacion esta mas caro, y asi ella obtiene una ganancia extra.
Todas las socias de este banco de emprendimiento en su gran mayoria son padres de familia y son personas muy luchadoras ellos tienen el sueño de que sus negocios engrandesca y ser muy exitosos para cumplir sus sueños de comprarse sus casitas , vehiculo, terreno, ect, ellos se encuentran agradecidos con la institucion por brindarles la confianza en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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