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Mrs. Sok M. is a 44-year-old widowed mother who resides in a small house located in Phnom Penh, the capital of Cambodia.

Sok M. works on the massage staff of a small club and is able to earn a small salary of $90 per month to meet her family’s daily expenses. She also relies on the income from her three single children (two are garment workers and one is a waiter in a restaurant), while another four of her children are married and have already started new homes.

Sok M.’s children complain that they face a problem with traveling to work because they have no vehicle. Since Sok M. doesn’t have the money to buy one, she has asked for a loan to purchase a motorbike for her children to use for driving to work.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sok to purchase a motorbike for her childen to use for commuting.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 20, 2010
Apr 27, 2010
Currency Exchange Loss:
Sep 15, 2010