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José Manuel
José Manuel G. G. is 36 years old. He lives in the city of Santa Tecla, which is located in the La Libertad district. For 6 years, he has been buying and selling wood, a business which is located in his home. Thanks to this business, he been successful in supporting his family. This is confirmed by his wife, who does the household chores, and his two children, who are 14 and 12 years old and go to the local school. The business of selling wood is very profitable for José, since he can count on many clients who place large orders, which gives him bigger earnings. He is applying for a loan so that he will have the money needed to buy wood wholesale and thus have more material for his business. José's greatest wish is to increase his earnings and in this way improve the economy of his household.
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José Manuel G. G. de 36 años de edad, reside en la ciudad de Santa Tecla, ubicado en el departamento de La Libertad. Desde hace 6 años que se dedica a la compra y venta de madera, negocio el cual esta ubicado en su casa de habitación, gracias al cual ha logrado sostener a su familia, la cual esta conformada por su esposa quien se dedica a los quehaceres del hogar, y sus dos hijos de 14 y 12 años de edad, los cuales se dedican a estudiar educación básica en la escuela del lugar. El negocio de venta de madera es muy rentable para José ya que cuenta con muchos clientes quienes hacen pedidos grandes, lo que le permite obtener más ganancias. Él solicita un préstamo a través del cual pueda contar con el dinero necesario para comprar madera por mayor y así contar con más materia prima para su negocio. El mayor deseo de José es el de aumentar sus ganancias y de esta forma mejorar la economía de su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 679
    View loans »
    El Salvador Loans Fundraising
  • $24,295,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped José Manuel buy wood wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2010
Listed
Apr 29, 2010
Currency Exchange Loss:
N/A
Ended:
May 20, 2011