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San Juan Bautista Group
In this Group: Maribel, Rosa Evelina, Juana, Dina Zemona, Elvira Elsa, Mily Yessenia, Renee, Martha Eugenia
The communal bank San Juan B. begins its new cycle with 8 members from the district of Huaytara, departament of Huancavelica. The community is located 4 hours from the city of Ayacucho. The principal activities in the community are cattle farming and industrialized dairy production.

The members have different businesses, such as selling groceries, food, fruit and making dairy products. Such is the case of Elvira, president of the communal bank. Elvira is in a common law marriage and has 3 children, two boys and a girl. Elvira raises cattle from which she obtains milk that she later makes into cheese. Her business is located in the community of Chocorvo. She sells in her district and at times she takes it to the city of Lima. She does this with the help of her husband. Her loan will be invested in the purchase of cheeses from the other producers in the area. Elivira wants to train to improve every day in her family and in her business as well.

Elvira's dreams are to buy a house in Lima, to build a hotel in her community snd for her children to have a profession.
View original language description ↓
El Banco Comunal San Juan B. inicia su primer ciclo con 8 socias que son del Distrito D. Huaytara, departamento D. Huancavelica, la comunidad esta ubicada a 4 horas D. la ciudad D. Ayacucho, las actividades principales D. la comunidad son la ganadería y la industrialización D. lácteos.
Las socias realizan diferentes negocios como la venta D. abarrotes, comida, frutas y la elaboración D. productos lácteos.
Como es el caso D. la señora Elvira es presidenta del Banco Comunal, Elvira es conviviente, tiene 3 hijos D. los cuales 2 son varones y 1 mujer, Elvira se dedica a la crianza D. ganado vacuno, del cual obtiene leche que luego procesa en quesos, su negocio se ubica en la comunidad D. Chocorvo, sus ventas los realiza en su Distrito y en algunas oportunidades lleva a la ciudad D. Lima, actividad que realiza con la ayuda D. su esposo. Su préstamo será invertido en la compra D. quesos D. los demás productores D. la zona. Elvira quiere capacitarse para mejorar día a día en el ámbito familiar y también en el negocio.
Los sueños D. Elvira son comprar su casa en Lima, construir un hotel en su comunidad y que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Juan Bautista Group's $1,150 loan helped a member to purchase cheeses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 13, 2010
Apr 29, 2010
Currency Exchange Loss:
Jul 17, 2010