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Bacilio Orlando
Bacilo T. is 38 years old. He lives in suburban Paraiso (a modest, hilly area with dilapidated dirt roads), part of the city of Guayaquil. His home is made of cement; he has electricity and some very basic utilities. His wife helps him sell food. Together they have four children, ages 18, 13, 6 and 2.

Bacilo and his wife sell chuzos (fast food made from meats stacked on a skewer-- very common in Ecuador) and grilled chicken wings. His wife looks after the business side of things while he prepares the food. They work every day until 9:00 PM.

Bacilo’s food stand is near their home. He wants to use this loan to turn the front of his house into a food shop. He plans to buy cement and bricks. He plans to own a restaurant someday, where he can serve all the foods he has learned to prepare.
View original language description ↓
Bacilo Terán de 38 años, vive en una zona periurbana en Paraíso (lugar muy humilde con lomas y caminos de tierra destruidos) de Guayaquil. Su casa es de cemento y cuenta solo con luz como servicio básico. Su esposa le ayuda en la venta de comida, ellos tienen cuatro hijos de 18, 13,6 y 2 años de edad.

Bacilo trabaja con su esposa vendiendo chuzos (es una comida rápida hecha con distintas carnes y atravesada de un palo, muy común en Ecuador) y alitas de pollo asadas, su esposa le ayuda atendiendo el negocio mientras que el Haza las carnes. Trabajan todos los días hasta las 21:00 pm.

Su puesto de comida lo tiene en la vereda de su casa, por eso quiere el préstamo para poder construir la parte delantera de su casa y hacerlo un local de comidas. Quiere comprar cemento y ladrillos para la construcción.

En el futuro el quiere un restaurante para el hacer todas las comidas típicas que ha aprendido.


Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Bacilio Orlando cement and bricks to build a food stand.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2010
Listed
Apr 28, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011