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La Rubia Group
In this Group: Martha Del Socorro, Damaris , Martha Azucena
The group “La Rubia” consists of three strong, hardworking, and enterprising women. The group coordinator is Sra. Damaris L. M., who sells handicrafts in the northern part of the country. She spends most of the time traveling for her business. Damaris says that one week she will be in the north selling with another young woman, and on another week, she will be bringing her merchandise to Masaya.

Her fellow group members are Martha Azucena García, who has been selling shoes for ten years, and Martha M., who sells tortillas and makes Nicaraguan tamales, blood sausage, and fried foods on the weekends.
View original language description ↓
El grupo La Rubia lo integran tres mujeres trabajadoras, esforzadas y emprendedoras. La coordinadora del grupo es la señora Damaris L. M. quien se dedica al comercio de artesanía en el norte del país. L. por su negocio vive viajando según comento una semana está en el norte comercializando con una muchacha y otra semana viene a traer mercadería a Masaya.

Sus compañeras de grupo son Martha Azucena García quien desde hace diez años vende calzado y Martha M. quien tiene una tortillería y los fines de semana realiza nacatamales, moronga, frito etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Rubia Group's $475 loan helped a member purchase crafts to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 24, 2010
May 3, 2010
Currency Exchange Loss:
Oct 15, 2010