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Nazratu K. sells plastic products and household utensils at a popular area called P.Z Roundabout. She is very hard working and business-minded. She is married to a graduate who is unemployed and they have three children. Nazratu K. has 12 years of business experience. She spends her entire time with the business and needs a loan to buy household utensils for her business to grow.

She hopes to use the proceeds of the loan to educate her children, buy land and help her husband who has not yet gained employment.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 3,924.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Nazratu to buy plastic items and household utensils.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 14, 2010
May 1, 2010
Currency Exchange Loss:
Jan 15, 2011