Villa Obrajes Group
The group president is Alcira. She’s married and has two small children. She rents her house and has a neighborhood grocery store at the end of Colombia Street that’s open every day from very early in the morning until late at night. Her husband is a public transportation driver and also works all day. He comes by to pick up his wife at the end of the day and takes her home to continue the next day with the same routine. She is a person with a lot of initiative and a good group leader. She was elected group president thanks to her responsibility and solidarity. She will use the funds to buy stock merchandise for her store.
Viviana is secretary. She rents her house. For two years she has recycled bottles. This is an activity that many people are engaged in. They gather bottles from trash in the street and from homes; they look for them everywhere and sell them to firms that recycle them. Viviana will use the funds to rent a little store where she can buy these products from others and then she will resell them to the recycling firms.
This is a group of 8 independent young people. Each has an independent commercial activity. They are very organized and grateful to Emprender and to Kiva for the trust placed in them by granting this loan.
L. PRESIDENTA ES L. SRA. ALCIRA ESTA CASADA Y TIENE 2 HIJOS PEQUEÑOS, VIVE EN UNA CASA EN ALQUILER TIENE UNA TIENDA D. BARRIO EN FINAL CALLE COLOMBIA QUE ATIEND. TODOS LOS DIAS SE LEVANTA DESD. MUY TEMPRANO Y ABRE SU TIENDA HASTA LARGAS HORAS D. L. NOCHE, SU ESPOSO SE DEDICA AL TRANPORTE URBANO TRABAJA TAMBIEN TODO EL DIA, PASA A RECOGER A SU ESPOSA A L. TIENDA Y VAN A SU DOMICILIO PARA QUE AL DIA SIGUIENTE SIGAN L. MISMA RUTINA, ES UNA PERSONA CON MUCHA INICIATIVA Y BUENA LIDER DEL GRUPO POR SU RESPONSABILIDAD Y SU SOLIDARIDAD FUE ELEGIDA COMO REPRESENTANTE DEL BANCO. CON EL DINERO DEL CREDITO COMPRARA MERCADERIA PARA SURTIR SU TIENDA.
L. SECRETARIA ES L. SRTA. VIVIANA VIVE EN ALQUILER HACE 2 AÑOS, ELL. SE DEDICA AL RECICLADO D. BOTELLAS, ESTA ES UNA ACTIVIDAD QUE L. REALIZAN MUCHAS PERSONAN RECOGEN BOTELLAS D. LOS BASUREROS D. L. CALLE, D. LAS CASAS BUSCAN POR TODO LADO Y DESPUES LO VENDEN A EMPRESAS QUE SE ENCARGAN D. RECICLARAS, CON EL DINERO DLE CREDITO L. SRTA. VIVIANA DESEA ALQUILAR UNA TIENDITA PARA QUE COMPRE ESTOS PRODUCTOS D. OTRAS PERSONAS Y DESPUES ELL. PODER ENTREGAR A LAS FABRICAS DOND. LAS RECICLAN.
ES UN GRUPO D. 8 PERSONAS JOVENES INDEPENDIENTES CADA UNA D. ELLAS TIENEN UNA ACTIVIDAD INDEPENDIENTE, SON MUY ORGANIZADOS Y ESTAN MUY AGRADECIDOS CON EMPRENDER Y KIVA POR L. CONFIANZA BRINDADA EN L. OTORGACION DEL CREDITO.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid