Khazar Q. is a 28 year old man who sells construction materials in the Saatli region. He is married and has two daughters. Khazar started his business in 2005 when he needed money for a wedding. Khazar applies for 1000 AZN to increase the number of items he sells.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.