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Born in 1951, Justine N. has lived for around twenty years in the Ayélawadiè district of Cotonou, the economic capital of Bénin. She is a widow with one child who attends school. Justine covers the various family expenses herself. She has never been to school. For almost 25 years Justine has had a business selling fabric through the distribution system. This activity generates income which helps her to provide for her various needs. She buys her fabric in Lomé in Togo, as well as in Nigeria, both of these countries bordering on Bénin. Justine is an old customer of ALIDé and has always repaid her loans without problem. Faced with growing customer demand, she is requesting another loan in order to increase her stock of products and better satisfy her customers.
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Née en 1951, N. Justine vit depuis une vingtaine d'année au quartier Ayélawadjè à Cotonou, capitale économique du Bénin. Justine est une veuve ayant un enfant qui est scolarisé. Justine assure seule les différentes charges de la famille. Justine n'a jamais été à l'école. Il y a près de vingt cinq ans que Justine mène comme activité, la vente de tissus, par le système de distribution. Cette activité lui génère des revenus qui l'aident à faire face à ses différents besoins. C'est à Lomé au Togo, et également au Nigéria, deux Etats voisins du Bénin, que Justine achète ses tissus. Justine est une ancienne cliente de ALIDé, qui a toujours bien remboursé ses crédits. Face à la demande de plus en plus nombreuse de sa clientèle, Justine sollicite un autre prêt, en vue d'augmenter son stock de produits et de pouvoir mieux satisfaire sa clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 490.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Justine purchase of pieces of fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 14, 2010
Apr 26, 2010
Currency Exchange Loss:
Apr 16, 2011