Mrs. P., 47, is a resident of Phnom, the capital of Cambodia. She is a vendor who sells different kinds of perfume around her community. From her work, she is able to generate $3 per day to help solve her family's financial crisis. She is married to Houch Chengly, 50, who is a district consultant advisor, and they have two school-aged children, while another three are now married and work as garment workers.
P. has a goal to improve her business, but she has no ability to do that because she doesn’t have the money yet. Thus, P. is requesting a loan to grow her business capital by buying more perfume to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.