Check out some available loans that are similar to this one!
Gloria Janeth
Gloria T. is 43 years old and lives in a semi urban area in the outskirts of Guayaquil in a very poor area of reclaimed houses surrounded by a stream. Her husband is a merchant and they have two daughters ages 23 and 3.


Gloria had the idea to have her own business so she used their savings to alter their house and construct an area for a business in the front. It is very common for houses in Ecuador to have both space for a business and also living spaces. She also used her savings to buy some food and began selling it.


Because of this good decision, she now has a store where she recently installed telephone booths which her 23 year old daughter helps her with. They work from 7 in the morning until 10 at night every day. She has unstable blood pressure which makes it difficult for her to work.


With this loan she wants to buy sugar, rice, and drinks for her business which will allow her to make more money and give her family a better life. In the future she wants to have a photocopy store.

View original language description ↓
Gloria T. de 43 años, vive en una zona periurbana en la Perimetral (lugar muy humilde con casas ya regeneradas y rodeadas de un estero) de Guayaquil. Su esposo es comerciante, ellos tiene dos hijas de 23 y 3 años.

Gloria por la desesperante idea de tener su propio negocio invirtió sus ahorros en la adecuación de su casa y construyo la parte delantera en un local (es muy común que en las casas de Ecuador construyan locales para negocios y también vivan hay mismo) también compro algunos víveres y empezó a venderlos.

Por la buena decisión que tomo ahora tiene una tienda, tambien Gloria puso en la tienda unas cabinas telefónicas para que su hija de 23 años le ayude. Ellas trabajan desde las 07:00 am hasta las 20:00 pm todos los días. Uno de los problemas que tiene y le dificultan trabajar es la presión inestable que tiene en su cuerpo.

Con el préstamo quiere comprar azúcar, arroz y bebidas para su negocio y así tener dinero para darle mejor vida a su familia. En el futuro quiere tener un local de fotocopiadoras.


Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Gloria Janeth rice, sugar, drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2010
Listed
Apr 29, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2010