La Nueva Esperanza Group
Olga, a 36 year old who lives with her partner with whom she has 4 children, is the current president.
For the past 12 years, she has worked as a housekeeper and recently began selling cosmetics through a catalogue; due to her hard work, she has been able to improve her family's standard of living. She has repaired her home and improved her children's education. Her dream is to have a nutritionist club. This loan will be used to purchase inventory to sell.
The group members are grateful for the loans to finance their businesses and they will continue to fulfill their scheduled payments on time.
“La Nueva Esperanza”, es una alcancía comunal que se encuentra ubicada en la zona de San Gregorio, distrito de Ate, departamento de Lima, conformado por 10 socios quienes se dedican a labores de servicio, comercio y producción minorista, trabajan con EDAPROSPO – prosperidad desde hace 1 año y 6 meses.
Olga tiene 36 años, es conviviente y tiene 4 hijos, asume actualmente el cargo de presidenta.
Desde hace 12 años se dedica al trabajo de obrera y servicio doméstico, además recientemente se dedica a la venta de cosméticos por catalogo, con el esfuerzo de su labor diaria ha logrado mejorar el nivel de vida de su familia, ha arreglado su vivienda y mejorado la educación de su hijos. El gran sueño de Olga es tener un club de nutricionistas. El reciente préstamo será destinado para comprar mercadería.
Agradecen el financiamiento para sus actividades comerciales y seguirán cumpliendo con sus pagos puntualmente.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid