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Caminando Hacia El Futuro Group
In this Group: Milagros Soledad, Victor Almicar, Amalia, Karin, Johanna Jessenia, Natalia Marissa, Vicki, Monica Roxana, Luis Alberto
The "Walking Toward the Future" village bank is composed of 9 enterprising members who live in the Catalina Huanca zone, Ate district, of Lima, Peru. They have worked with EDAPROSPO for the past 3 years and 4 months.

Milagros, a member of the group, is 34 years old and lives with her partner with whom she has 2 children, 3 and 13 years old. She recently became president of the group. For the past 4 years, she has worked selling breakfast to the truck drivers every morning at 6 am; she also sells tamales door to door on weekends. With her hard work, she has been able to purchase a fridge. She dreams of one day having a juice shop.

The loan will be used to buy an extractor, a blender and an orange colander for her work. The members of the group are grateful for the support they are receiving and for the help they've received in forming the Village Bank; they commit to fulfill all their scheduled payments on time.
View original language description ↓
La alcancía comunal “Caminando hacia el Futuro”, está conformada por 9 miembros emprendedores quienes viven en la zona de Catalina Huanca, distrito de Ate, departamento de Lima, trabajan con EDAPROSPO-prosperidad desde hace 3 años y 4 meses.
Milagros quien es socia del grupo, tiene 34 años, es conviviente, tiene 2 hijos de 13 y 3 años de edad., asume el cargo de presidenta recientemente. Desde hace 4 años se dedica a la venta de desayunos a los camioneros desde las 6 am., además realiza ventas de tamales a domicilio los fines de semana. Con el esfuerzo de su trabajo ha logrado comprar un frigider. El gran sueño de Milagros es poner una juguería.
El préstamo otorgado será utilizado para la compra de una extractora, una licuadora y un escurridor de naranja para su negocio. Agradecen el apoyo brindado e iniciativa para su constitución como Alcancía Comunal y se prometen cumplir con los pagos establecidos en las fechas pactadas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Caminando Hacia El Futuro Group's $3,500 loan helped a member purchase an extractor, a blender and an orange colander for the business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 23, 2010
May 2, 2010
Currency Exchange Loss:
Sep 15, 2010