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Sr Cautivo Group
In this Group: Nancy , Celestina , Fortunato , Marina , Norma , Sonia , Victor , Serapia , Inocencio , Belinda *, Raymundo, Laureana , Raul , Abel , Constantina
* not pictured
These members belong to the communal bank 'Sr Cautivo'. They live in the Sacred Valley of the Incas, in Urubamba province, in the Cusco department of Peru.

Abel was born in the Lares district, Calca province. He finished the fourth year of primary school and couldn't study a career, so from a very young age he worked helping his parents raise his younger siblings. Abel lives with his partner and has 2 small children. He works as a builder in the Rainbow College. In his spare time he works breeding small animals. He buys guinea pigs in Lares and takes them to sell in Urubamba. Abel has a small air-conditioned house to breed his guinea pigs in. He is seeking a loan to purchase more guinea pigs and transport them.

The other members work as plasterers, labourers, artisans, selling dried production, civil construction, selling chicha, breeding small animals, selling sweets, and working in a restaurant. They are all thankful and value the support given by the bank. They promise to meet their debt repayments in the established time period.
View original language description ↓
Nuestros socios pertenecen al banco comunal “SR CAUTIVO”; Nuestros socios viven en el valle sagrado de los inkas, en la provincia de Urubamba perteneciente al departamento del Cusco.

Nuestro socio es el Sr. Abel, Nuestro socio nació en el distrito de Lares, perteneciente a la provincia de Calca; Nuestro socio tiene 4to de primaria y no pudo estudiar ninguna carrera, desde muy temprano el socio se dedicó a trabajar para ayudar a sus papas en la crianza de sus hermanos menores, el es conviviente y tiene 2 pequeños hijos, Nuestro socio trabaja como albañil el en el colegio arcoíris, en su tiempo libre se dedica a la crianza de animales menores, el socio compra cuyes en Lares y los lleva a vender a Urubamba el tiene una casita acondicionada para criar cuyes al por mayor. Nuestro socio solicita el préstamo para comprar más cuyes y el transporte de los mismos.
Nuestros socios se dedican al comercio de yeso, obrero, artesano, venta de productos secos, construcción civil, venta de chicha, crianza de animales menores, venta de golosinas, empleada en restaurante.

Los socios agradecen y valora el apoyo brindado mediante este medio y se comprometen a cumplir con el pago de su deuda en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sr Cautivo Group's $3,525 loan helped a member purchase and transport guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 5, 2010
Apr 26, 2010
Currency Exchange Loss:
Nov 15, 2010