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Tres Marias Group
In this Group: Guadalupe , Lucina , Irma , Maria De Lourdes , Gilberto , Hortencia , Maria De Lourdes , Maria Magdalena, Judit Carmelina , Juana , Maria Josefina
This "development unit" (UDE) is called Tres Marías, named after the community in which this UDE began. UDEs are groups of 10 or more people who have a bank account and that have to meet either weekly or biweekly to make payments. There is a representative and a committee that governs each group. This group is located in the community of Codvadonga Chalco in the state of Mexico. The group is made up of: Guadalupe R. R., Lucina González García, Irma Hernández A., Maria de Lourdes Pérez Sánchez, Gilberto M. C., Hortensia C. S., Maria de Lourdes López Ramírez, Maria Magdalena M. S., Judith Carmelina Pérez Sánchez, Juana B. Sánchez, Maria Josefina S..

The group representative is named Guadalupe R. R. and is 37 years old. She studied until the 6th grade, and has three children (two girls and one boy). She sells bread and is taking out this loan to buy trays and clips to put her bread on. Her clients really like her business because it is next to a store and there isn't a smilar business around it. Sra. Guadalupe R. R. wants this loan to invest in her business and through this investment increase her earnings to help her children with their education and to provide them a better quality of life.

Sra. Lourdes Pérez Sánchez is part of this groups committee. She is 39 and studied until the 6th grade. She has 3 children. She sells Mexican snacks from a stand that is on the corner in front of her house and needs this loan to fix her stand to help increase her income. This way she can help her husband pay for household expenses. Her clients like the quality of her snacks and above all the cleanliness of her stand.

The other nine members of the other 9 members of this group want to take out this loan to increase their business incomes that come from a diverse range of activities like: Lucina González García (seasonal jewelry), Irma Hernández A. (beauty products and fancy jewelry), Gilberto M. C. (groceries), Hortensia C. S. (underwear), Maria de Lourdes López Ramírez (beauty products), Maria Magdalena M. S. (shoes), Judith Carmelina Pérez Sánchez (candy), Juana B. Sánchez (linens), Maria Josefina S. (underwear).
View original language description ↓
Este unidad de desarrollo (UDE) se llama Tres Marías porque la comunidad en donde inicio esta ude se llama así Las UDEs son grupos de más de 10 personas que tiene una cuenta de banco y tienen que reunir semanalmente o quincenalmente para realizar sus pagos. Tiene un representante y un comité que lo gobierna. Este grupo está ubicado en la comunidad de covadonga chalco en el estado de mexico. El grupo está conformado por: Guadalupe R. R., Lucina González García, Irma Hernández A., Maria de Lourdes Pérez Sánchez, Gilberto M. C., Hortensia C. S., Maria de Lourdes López Ramírez, Maria Magdalena M. S., Judith Carmelina Pérez Sánchez, Juana B. Sánchez, Maria Josefina S..

El representante del grupo se llama Guadalupe R. R. tiene 37 años, estudió hasta el sexto año de primaria, y tiene en total tres hijos dos mujeres y un varón. Ella se dedica a la venta de pan y necesita el préstamo para comprar charolas, pinzas bases para colocar su pan. Sus clientes se encuentran a gusto con su negocio por que se encuentra a un costado de una tienda y alrededor no hay un negocio similar.
La señora Guadalupe R. R. desea este préstamo para invertir su negocio, y de esta manera aumentar sus ganancias para apoyar a sus hijos en su educación y así mejorar su calidad de vida.

La señora Maria de Lourdes Pérez Sánchez forma parte del comité de este grupo, ude tres marias.Ella tiene 39 años estudió hasta el sexto año de primaria, y tiene en total tres hijas. Ella se dedica a la venta de antojitos mexicanos en un puesto que esta en la esquina de su casa y necesita el préstamo para arreglar su puesto y así tener mejores ingresos y de esta manera poder ayudar a su esposo en los gastos de la casa. Sus clientes le dan preferencia por que les gusta el sazón de sus alimentos y sobre todo su higiene.

Los otros nueve integrantes quieren el préstamo para acrecentar tanto sus ingresos como su negocio de la cual ejercen diversas actividades, como por ejemplo:Lucina González García (bisutería de temporada), Irma Hernández A. (productos de belleza y joyería de fantasía), Gilberto M. C. (abarrotera), Hortensia C. S. (venta por catalogo de ropa interior ,fajas,etc), Maria de Lourdes López Ramírez (venta de productos de belleza por catalogo), Maria Magdalena M. S. (venta de zapatos por catalogo), Judith Carmelina Pérez Sánchez (venta de dulces), Juana B. Sánchez (venta de blancos por catalogo), Maria Josefina S. (venta de ropa interior).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $19,122,575
    Funds lent in using Kiva
  • 12.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tres Marias Group's $2,625 loan helped a member to buy merchandise and materials for their businesses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 24, 2010
Listed
Apr 29, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2010