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Mrs. Lach S., 41, lives with her husband and six children in Kampong Cham province, Cambodia. She works on her farmland growing vegetables and usually earns around $1.60 per day in profit from selling her output at a nearby market. Her husband works as a teacher, earning only a meager income but fortunately, three of her children are employed at a garment factory. The rest attend school. Mrs. Lach S. hopes to use this loan to purchase fertilizer and seeds to expand her cultivation of crops to sell.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Lach to purchase fertilizer and seeds to expand her cultivation of crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 12, 2007
Sep 27, 2007
Currency Exchange Loss:
May 15, 2009