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El Atardecer Group
In this Group: Ileana Jalina, Meylin Julieth , Martha Lorena
The El Atardecer group is comprised of three hard working women, one of whom is Iliana Janina L. V., who makes traditional Nicaraguan sweets such as churros (strips of fried dough), and different flavoured caramelised type toppings/fillings, which can be made with coconut, peanut, banana with sugar and cinnamon, papaya, dough, etc. Other members of the group include Martha Lorena V. Rodríguez who, for the past 25 years, has been owner of a convenience store, which has been gradually increasing its client base, and Keylin Julieth L., who has been working for the past three years as a cajetas maker (specialist in caramel toppings/fillings).
View original language description ↓
El grupo El Atardecer está integrado por tres mujeres trabajadoras una de ellas es Iliana Janina L. V. quien se dedica a realizar lo tradicionales dulces nicaragüenses como los churros, cajetas de leche, de coco, de maní, coyolito, piñonate, de masa…..etc.
Sus compañeras de grupo son Martha Lorena V. Rodríguez quien desde hace 25 años es propietaria de una pulpería que ha ido surgiendo poco a poco y Keylin Julieth L. quien trabaja desde hace tres años en la realización de cajetas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Atardecer Group's $600 loan helped a member to buy the ingredients with which to make traditional sweets, in particular caramel, sugar, corn, milk, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 17, 2010
Apr 26, 2010
Currency Exchange Loss:
Oct 15, 2010