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Miraluna
Miraluna B. is from the village of Waterfall, Balingasag, Misamis Oriental. She is 38 years old. Miraluna is married and has 2 young children. Miraluna owns & operates a business providing transportation services with the use of their own motor vehicle. Her husband is the driver of the said vehicle. Their business operates for over 6 years and earns approximately 4,500 PHP a month for these activities.

In 2008, Miraluna joined HSPFI to gain access to financial services to help improve her living situation and to have the ability to engage in business activities. Miraluna has successfully repaid a previous loan of 13,000 PHP from HSPFI. Miraluna decided to request a new loan of 13000 PHP which will be used to purchase needed materials to provide more better service and motor vehicle maintenance.This will be the 7th loan taken out by Miraluna from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1256
    View loans »
    Philippines Loans Fundraising
  • $57,883,475
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Miraluna to purchase needed materials to provide more better service and motor vehicle maintenance.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2010
Listed
Apr 23, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2011