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Choy Y., 61, is married and lives with one of her children in Siem Reap province. She and her husband are farmers who typically make about US$ 4 each day and are supported by their child working in a garment factory.

The weather conditions have been difficult for farming in Cambodia this past year. This factor has played into a difficult economic year for many Cambodians, Choy Y. included. In light of these economic difficulties, she is asking for a loan of US$ 800 to purchase a motorbike to transport vegetables. She is confident that this loan will allow her to increase her daily income and to better support her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Choy to purchase a motorbike for produce transport.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 9, 2010
Apr 23, 2010
Currency Exchange Loss:
Oct 19, 2011