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Rosas Group
In this Group: Aquelina, Teresa, Nelly, Gudelia, Mayra, Norma, Edith Melissa, Consuelo, Jhanet Rosa, Isabel, Rosa Beatriz, Alicia, Francisca, Juana, Alicia , Edilberto
The “Rosas” (Roses) Communal Bank is starting its fifth loan cycle with 16 members. They have different businesses selling cheese, fruit juices, candy, groceries, plastic items, medicines, cosmetics, and food.

Such is the case with Sra. Nelly who is the Communal Bank president. She is 37 years old, married, and has three children. Nelly manages a cafeteria at a neighborhood high school where she sells candy, fruit, and food. She operates her business five days a week. In addition, Nelly works at an institution. She will invest her loan in the purchase of candy. Nelly dreams of expanding her business and buying a plot of land so that she can build a house.

The members need different loan amounts ranging from 300 PEN, 600 PEN, to 1000 PEN, for a total of 9900 PEN to the entire Communal Bank.

View original language description ↓
El Banco Comunal Rosas inicia su quinto ciclo con 16 socias.
Las socias realizan diferentes negocios como la venta D. quesos, jugos D. frutas, golosinas, abarrotes en general, artículos D. plásticos, medicina, cosméticos y comida.
Como es el caso D. la Señora Nelly que es presidenta del Banco Comunal, Nelly es casada, tiene 37 años y 3 hijos, Nelly tiene un cafetín en un colegio D. su barrio en donD. venD. golosinas, frutas y comida, actividad que realiza 5 días a la semana, además Nelly trabaja en una institución. Nelly invertirá su préstamo en la compra D. golosinas. Los sueños D. Nelly son ampliar su negocio y comprar un terreno para construir su vivienda.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 1000 soles haciendo un total D. 9,900 soles.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas Group's $3,500 loan helped a member purchase candy.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 21, 2010
Apr 25, 2010
Currency Exchange Loss:
Sep 21, 2010