Paz Y Desarrollo Group
She earns income through two businesses. One is grocery sales, which she has been doing for four years. For four months she has also been making knitted bags. She says she enjoyed knitting very much and only did it as a hobby, until one of her customers asked her to make a bag for them. That's how she got started, and she trained to improve her skills and see if she could make money with this work. With these businesses, she has been able to increase her inventory of groceries and buy the materials to make her bags.
One of her goals is to build a training workshop and give knitting classes to people who need to learn. She will invest part of the loan in her grocery store and the rest in knitting materials.
ELLA REALIZA DOS ACTIVIDADES PARA OBTENER INGRESOS ECONÓMICOS, UNO ES LA VENTA DE ABARROTES, ACTIVIDAD A LA QUE SE DEDICA HACE 4 AÑOS Y POR OTRO LADO CONFECCIONA CARTERAS TEJIDAS HACE CUATRO MESES.
NOS COMENTA QUE A ELLA LE GUSTABA MUCHO EL TEJIDO Y SOLO LO PRACTICABA COMO UN PASATIEMPÒ, HASTA QUE UNA DE SUS CLIENTAS LE SOLCITÓ LE CONFECCIONE UNA CARTERA, ASI EMPEZÓ Y AL VER QUE PODÍA OBTENER INGRESOS EN ESE TRABAJO SE CAPACITÓ PARA PERFECCIONARSE. .
CON ESTOS NEGOCIOS HA PODIDO AUMENTAR SU MERCADERÍA DE ABARROTES Y COMPRAR LOS MATERIALES PARTA LA CONFECCIÓN DE SUS CARTERAS.
UNA DE SUS METAS ES INSTALAR UN TALLER DE CAPACITACIÓN Y DAR CLASES DE TEJIDO A LAS PERSONAS QUE LO NECESITEN.
EL PRESTAMO SOLICITADO LO INVERTIRÁ UNA PARTE EN SU TIENDA DE ABARROTES Y EL RESTO EN MATERIALES PARA SUS TEJIDOS.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid