El Bosque De Traiguén Group
Their occupations include: carpentry, dressmaking, selling baby clothes and vegetables, and the production and sale of foods such as sopapillas (fried dough dessert), tortillas, lemon pie and chocolates.
The member interviewed was Lilian, who is the treasurer for this group. In the photograph she is found seated in the second row in the middle; she is the woman who has short hair. She sells Natura brand products through a catalog. Her dream is to have a business set up in her house.
Lilian will invest this loan in products that are in most demand, such as, for example, soap, cologne, body creams, etc. What Lilian likes most about working with the Fondo Esperanza is the group work, the unity and support that exists among her fellow group members, and the counselor from the Fondo Esperanza.
Temuco is the capital of the Araucanía region. The city is located 670 kilometers to the south of Santiago (the capital of Chile), and has number of lake resorts and attractive vegetation and wildlife. It should be noted that this region is home to over 50 percent of the Mapuches (indigenous people) who live in this county.
Ellos se dedican principalmente a la carpintería, costuras, venta de ropa de bebé, verduras; producción y venta de sopaipillas, tortillas, pie de limón y chocolates.
La socia entrevistada fue Lilian, quien es la tesorera de este grupo. En la foto se encuentra sentada en 2º fila, al centro, tiene el cabello corto. Ella se dedica a la venta de productos Natura, por catálogo. Su sueño es tener un negocio establecido en su casa.
Lilian invertirá este préstamo en los productos más solicitados, como por ejemplo jabón, colonia, cremas de cuerpo, etc.
Lo que más le gusta a Lilian de trabajar con Fondo Esperanza es el trabajo grupal, la unidad al trabajar y el apoyo que existe entre sus compañeros de grupo y la Asesora de Fondo Esperanza.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile) y posee una serie de balnearios lacustres y una flora y fauna nativa muy llamativas. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.
About Fondo EsperanzaFondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid