Marleni, 37, is a single mother of two children. In order to feed and educate her children she invested a bit of capital in the purchase of small farm animals to raise (guinea pigs, pigs and barnyard fowl). Once the animals multiply she sells them. She also buys and sells corn kernels as seed and uses the smallest ones to feed her barnyard fowl. In addition, she brings flowers from Muñapata to sell. She hopes to provide her children with the best possible education and she is their only means of support. She is asking for funds to buy pigs.
Her fellow group members have various commercial activities. Some have plant nurseries; others make and sell cheese; some sell food or flowers in the market while others raise cattle. Members Samuel, Silveria and Pascuala do not appear in the group photo. They were present that day, so was Gladys, but they didn’t want to be photographed because one had the mumps and the others begged out.
Our members are grateful for the loan and pledge to repay in a timely fashion.
Nuestra socia es la Sra. Marleni ella tiene 37 años de edad, ella es madre soltera tiene 2 hijos, nuestra socia alterna sus diferentes actividades para poder alimentar y educar a sus hijos ella compro con un poco de capital animales menores (cuyes, chanchos aves de corral), Nuestra socia vende los animales una vez que se procrean, también compra y vende maíz como semillas, y los más chicos para alimento de aves de corral, la socia también trae flores de muñapata para venderlas, nuestra socia desea la mejor educación para sus hijos y es hoy el único sustento que ellos tiene, La socia solicita el préstamo para comprar chanchos.
Nuestros socios alternan sus diferentes actividades como son plantar plantas, e invernadero, compra y venta de queso, comidas en el mercado, venta de flores, engorde y venta de ganados, en la foto general no salen los socios, Samuel, Silveria, Pascuala, estaban ese día presentes y Gladys, pero no querían que se les fotografíe, una tenía paperas y los otros se disculparon. Nuestros socios agradecen el préstamo y se comprometen a seguir cumpliendo con el pago de sus deudas en el tiempo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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