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Gerarda, 42, is married with 3 children and lives in the city of Urubamba. Her principle economic activity is working in her daughter's grocery store. Her complementary economic activity is the sale of peeled maize. Gerarda tells us that on Wednesdays, Fridays and Sundays she buys peeled maize from the Sidrachayoc market in Urubamba and later sends it to her clients in Lima, who then onsell it. Gerarda belongs to the communal bank 'SAYHUA', of the Arariwa Assocation, and she has been with the bank for 6 years. Gerarda is seeking a loan to purchase more peeled maize.

Gerarda is a very hard-working and empresarial woman who always looks for opportunities to move forward and help her children with their pre-school studies. Her dream is that her children become professionals and to buy a car so she can transport her products.

Gerarda is thankful for the opportunity granted by this loan and she promises to meet the payments within the stipulated time period. (In the photograph Gerarda is accompanied by her grandson Arturo).
View original language description ↓
Gerarda, tiene 42 años, es casada, tiene tres hijos y vive en la ciudad de Urubamba. Su principal actividad económica es atender la tienda de comestibles de su hija. Su actividad económica complementaria es la venta de maíz pelado. Ella nos cuenta que los días miércoles, viernes y domingos compra maíz pelado en la feria de Sidrachayoc de Urubamba y después envía el maíz pelado a sus clientes que venden en la ciudad de Lima. Ella pertenece al banco comunal “SAYHUA” de la Asociación Arariwa y ella hace 6 años que participa en el banco comunal. Actualmente, ella requiere el crédito para comprar maíz pelado.

Gerarda es una mujer trabajadora y emprendedora que busca a cada momento las oportunidades para salir adelante y con su esfuerzo diario ayudar a sus hijos en sus estudios de pre - grado. El anhelo de la socia es sacar profesionales a sus hijos y comprarse un carro donde pueda llevar sus productos.

Gerarda se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma. (En la fotografía la socia Gerarda está acompañada de su nieto Arturo).

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gerarda purchase peeled maize.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Apr 25, 2010
Currency Exchange Loss:
Aug 15, 2010