Rafiki Mwema Group
He is the father of three children, twins aged five and a little boy of one month. The twins are in kindergarten. He would like his children to finish medical school so that they can care for people.
Jean-Claude is requesting a Kiva loan to be able to buy more cosmetics and also to bolster his restaurant business so as to increase his income. This will allow him to feed his family, pay school fees for his children, and still have some savings. He is hopeful that his businesses will allow him to live a happy and successful life.
Jean-Claude prefers Turame to other MFIs and banks because of its low interest rate and its longer term loans. He is now on his sixth loan with his group 'Rafiki Mwema' which translates as "Fine Friend".
Il est père de 3 enfants ; 2 jumelles ainées qui ont maintenant 5 ans et 1 nourrisson garçon âgé d’un mois. Les deux jumelles étudient en section maternelle. Il souhaiterait que ses enfants finissent leurs études en Médecine pour soigner les gens.
Il demande le crédit Kiva pour augmenter la quantité de ses achats en produits de beauté mais aussi accroitre son volume d’activités de son restaurant pour ainsi augmenter ses revenus. Cela lui permettra de répondre à ses besoins quotidiens de ration alimentaire, la scolarisation de ses enfants et faire des épargnes. Il a l’espoir que son métier de commerçant lui permettra de mener une vie heureuse et réussie.
Il préfère Turame aux autres IMFs et Banques par son taux d’intérêt le plus bas et son échéance du crédit la plus longue. Il est maintenant au 6e Cycle avec son groupe Rafiki Mwema qui veut dire en français « Bel ami. »
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid